Palm Vein Payments
Unique “Palm Scan and Pay” Shopping Experience
Customers are able to make payments in a store without ever reaching for their wallet or smartphone.
Palm vein identification payment solution powered by Fulcrum Biometrics
Our FbF® technology uses Fujitsu’s best-in-class identification algorithm for analyzing and matching biometric data. It leverages Fujitsu’s market proven PalmSecure™ technology and incorporates cutting-edge biometric identification solutions developed by Fulcrum Biometrics.
Speed Up Check-out
For merchants, faster transactions mean the potential to sell more products. Alcohol vendors can also using this identification method to authenticate a buyer’s age more quickly for alcohol purchases.
Minimize the Risks of Fraud
Instead of using a PIN, signature, CVV, ZIP code, or another method of verifying a consumer’s identity, palm vein payment authentication uses peoples’ unique physical characteristics.
Streamline the Customer Experience (CX)
Give consumers the contactless and frictionless payment solution that they are demanding. Optimizing CX is key to customer loyalty and revenues. Quick, easy transactions can cap off a great customer experience and pave the way for additional purchases in the future.
Adopt Unparalleled Security
One of the key advantages of palm vein biometrics is its unbeatable security. It operates by measuring the dynamic flow of hemoglobin in your veins. All data collected is stored digitally and anonymized, adhering to stringent personal data protection regulations. Palm vein images don’t appear in criminal databases and can never be linked.
Easy customer enrollment
The process begins with a simple registration of the customer’s phone number, email, and card details. The pivotal step follows, where their palm’s biometric data is recorded.
Once registered, the customer is all set to make payments in-store. At the payment terminal, similar to the ones used for card payments today, they present their hand. The system then verifies identity based on the hemoglobin flow through their veins, making it an incredibly secure and dynamic method.
Now more than ever, people want payments to be fast and contactless
Consumers can identify themselves and authenticate their payments simply by moving the palm of a hand over a near infra-red (NIR) sensor. There is no need to take out a credit card or enter a PIN, making the customer’s hand the only payment method necessary.
Customers don’t have to touch the scanner – they hold their hand above it. This form of contactless payments will provide added comfort to consumers who are now more aware of health safety best practices to avoid transmissible diseases.